Trust accounting and lien tracking that won't keep you up at night.
Insurance Intelligence Pro replaces the spreadsheets personal injury and workers'-comp firms use to track trust funds, medical liens, and settlement disbursements — with state-rule-aware compliance and an immutable audit trail you can hand to an auditor. Claim-intelligence AI is on the roadmap.
No client-facing legal advice · Attorney work-product protected · IOLTA-ready trust accounting
Built for regulated practice.
Three foundations every PI firm needs before adopting AI. We start there.
IOLTA Compliant
Full compliance with Interest on Lawyers' Trust Accounts rules. Trust accounting, escrow tracking, and disbursement workflows that meet state bar requirements across jurisdictions.
HIPAA Infrastructure
PHI-Proxy and PHI-Tokenizer are designed so medical data is processed without exposing protected health information — your clients' data isn't sent to AI in the clear.
Ethical AI Guardrails
No unauthorized practice of law. No client-facing legal advice. All intelligence is attorney work-product, protected by privilege. Built to augment your judgment, not replace it.
The operational core, shipped.
The back-office a PI or workers'-comp firm runs on — built, in production, demo-ready.
Trust Accounting & IOLTA Compliance
50-state IOLTA rule engine. Per-matter trust ledgers, escrow tracking, and disbursement workflows that flag commingling and meet state-bar requirements.
Lien Resolution Engine
Track every medical lien across providers — assert, negotiate, and reduce. Every offer, counter, and authorization logged in the case file. No missed lien at disbursement.
Workers' Comp: WCMSA & Section 111
Workers'-comp settlement set-asides and Section 111 reporting, built on CMS-codified rules. Track WCMSA allocations, CMS approval status, and quarterly reporting payloads. Compliance assistance, not legal advice.
Disbursement Math
Net-to-client calculations that account for fees, costs, liens, and reductions in real time — auditable and exportable.
Bank Reconciliation
Connect the trust account, auto-match deposits and disbursements, and surface discrepancies before they become bar complaints.
Audit-Ready Trail
Every trust-modifying action writes to an immutable, hash-chained audit log. Export a court- or auditor-ready bundle in one click.
Claim intelligence is coming.
Where Insurance Intelligence Pro is headed — valuation AI layered on the compliance core. Not yet available; shown for direction.
The IQ Engine.
A proprietary multi-layer AI engine combining medical, legal, and predictive intelligence — patent-pending and built exclusively for licensed personal injury attorneys.
- 01Medical Intelligence — injury severity, treatment, costs
- 02Jurisdiction Awareness — damage caps, fault rules, SOL
- 03Outcome Simulation — probabilistic settlement modeling
Medical Intelligence
Understands injury severity, treatment patterns, and medical costs — maps everything to the legal implications that matter for your case.
Jurisdiction Awareness
Maps your venue's rules — damage caps, comparative-fault doctrine, and statute-of-limitations specific to where your case is filed.
Outcome Simulation
Runs your case through thousands of probabilistic simulations — modeling settlement ranges across outcome scenarios from liability, damages, and jurisdiction inputs.
Planned tools.
Layered on the compliance core as the IQ Engine is integrated. Shown for direction — not yet available.
Claim Intelligence Dashboard
Build comprehensive case profiles that evolve as medical records and evidence develop.
Carrier Analysis
Carrier behavior profiles — settlement posture, timelines, and negotiation tendencies to inform your case strategy.
Claim Strategy Tools
Intelligence to help you time demands, evaluate counter-offers, and make data-driven decisions.
Jurisdiction Analysis
Damage-cap modeling, comparative-fault rules, and statute-of-limitations specific to any jurisdiction.
Smart Intake Forms
Web-based client intake that auto-structures data for immediate analysis. No re-entry, no delays.
Demand Package Builder
Assemble demand packages — medical summaries, liability analysis, and supporting exhibits — drafted for your review.
Augment judgment. Never replace it.
Priced around your firm.
Custom per-firm licensing — one predictable subscription scoped to your attorney headcount and the modules you run. No per-case fees, no fee splits, no surprise seat charges. Request a quote and we'll put a number to it.
Per-firm licensing
One predictable subscription for your firm, scaled to seats and the modules you use — not billed per case.
Software, never a fee split
Appalanche is a technology vendor. You license the tools — never a percentage, never tied to case outcomes.
Scoped to your practice
We size pricing to your firm in a short conversation — seats, modules, and volume. Reach out and we'll tailor a quote.
See it in action.
30-minute walkthrough with a member of the founding team. Built for firms ready to compound their judgment with AI.